Hubprise®

Hubprise® democratizes access to real-estate and private projects through blockchain tokenization (e.g., ERC-1155). It combines due diligence, smart-contract issuance, secondary liquidity features, and compliance workflows (KYC/KYB/AML). Investors gain fractional exposure and transparent reporting from as low as R$100.

Vision

Build the most trusted, compliant, and liquid gateway for real-estate and private project investing across Europe and Brazil—where fractional ownership, transparent data, and programmatic cashflows become the default.

What Hubprise® Offers

• Tokenized RWAs (ERC-1155): Fractional quotas with on-chain transfer-restriction (KYC-gated).
• Installment Escrow: Pay in EURC/USDC/fiat; receive quotas pro-rata as installments clear.
• Permissioned Secondary Market: Whitelisted P2P trading with optional NAV price bands.
• NAV Oracle & Reporting: Monthly NAV per token, on-chain events, downloadable statements.
• KYB/KYC/AML Pipeline: Multi-step verification for investors and partner companies.
• Multi-rail Payments: EUR/USD/BRL, bank transfer, SEPA, and crypto with stablecoin settlement.
• Governance & Transparency: Gnosis Safe treasury, timelock for admin actions, audit logs.

Why Now

• Regulatory maturation (EU/MiCA): Clarity for compliant tokenization and stablecoin rails.
• Demand for alternative yield: Investors seek real assets with data-rich transparency.
• Cross-border rails: Stablecoins + SEPA/PIX enable faster settlement and broader access.

Product Pillars

1. Origination & Diligence: Standardized blueprints (SPV per asset), legal docs hashed on-chain.
2. Issuance: RWA1155 with metadata (SPV, docHash, total shares), supply controls via Safe.
3. Payments & Parcels: EscrowInstallments for programmatic schedules, grace, and late fees.
4. Distribution: IncomeDistributor for rental yields; FinalRedemption for exit waterfalls.
5. Market: Order book with KYC enforcement, optional market-maker and circuit breakers.
6. Data & Analytics: Portfolio KPIs (NOI, LTV, DSCR), NAV history, trade blotter.
7. Compliance: End-to-end KYC/KYB, AML screening, GDPR tooling (data export/erasure).

Differentiators

• Compliance-first architecture: KYC enforced on-chain; not just in the UI.
• Installments native to smart contracts: True programmatic delivery of quotas.
• Dual-pricing clarity: Fundamental NAV vs. secondary market price, both visible to investors.
• Transparent treasury & ops: Gnosis Safe with multi-sig, timelocks, and public policies.
• Multi-currency reach: EUR/USD/BRL with stablecoin settlement (EURC/USDC).

Markets & Beachhead

• EU + Brazil corridor: Institutional-grade compliance for EU issuers; broad access in BR with low minimums.
• Asset focus: Income-oriented residential/commercial, development projects with staged milestones, and selected private ventures with real asset backing.

Business Model

• Origination Fee: 1.0–3.0% of raised capital (project-dependent).
• AUM/Servicing: 0.5–1.5% annual on administered assets.
• Secondary Trading: 10–40 bps per side (permissioned order book).
• Issuer Services: KYB, documentation, distribution, reporting (tiered packages).

Traction & Pipeline (illustrative placeholders)

• Issuer pipeline: €XXM qualified; YY projects in legal review.
• Waitlist: XX,XXX verified accounts across EU/BR.
• First assets: Residential income (EU), development (BR), logistics (EU).

Technology & Security

• Chain: EVM L2 (Base/Polygon) for low fees and modern tooling.
• Contracts: RWA1155 with transfer hooks, EscrowInstallments, IncomeDistributor, FinalRedemption, NavOracle.
• Ops: Continuous monitoring, rate limiting, bug-bounty scope, audit trails anchored on-chain.

Governance & Risk

• Treasury: Multi-sig (3/5) with hardware signers and defined key rotation.
• Risk controls: NAV updates on schedule, price bands on secondary, KYC/KYT pre-trade, circuit breakers.
• Legal: SPV-per-asset, disclosures with on-chain docHash, standardized waterfalls on exit.

Investment Thesis (for investors)

• Access: Fractional exposure from low tickets with institutional-grade process.
• Yield + Liquidity: Income distribution plus permissioned secondary market.
• Transparency: On-chain events, NAV history, downloadable statements, and issuer disclosures.

Call to Action

• Issuers/Partners: Submit your asset blueprint for a compliant tokenization track.
• Investors: Complete KYC to access primary offerings, installments, and secondary market.
• Institutions: Explore white-glove issuance, custody integrations, and market-making programs.

Legal Notice: Hubprise® facilitates compliant tokenization and trading of real-world assets via SPVs. Offerings are subject to jurisdictional rules, KYC/KYB/AML, and investor eligibility. This page is informational and not an offer to sell or a solicitation to buy securities.